4.9 MIN READ

Buying in the City or the ‘Burbs — Which is Better?

Aerial photo of a suburb with the city in the distance
Should you buy or build in the inner city or in the suburbs?

Should you buy in the inner city or in the suburbs? It’s the eternal question that all home buyers face. We’ve put together a list of pros and cons aimed to help you think about your options and choose a location that will suit all of your needs.

When you’re looking to buy your first home, one of the first decisions you need to make is where you’re going to live. Should you set your sights on the inner city, or head out the suburbs? It’s an important decision, so make sure you consider your options carefully. 

We’ve put together a list of pros and cons that can help you choose: 

Buying in the inner city

If you’re a young professional that thrives on the energy of the city, looking for a new home beyond the border of the CBD seems impossible. Living in the inner city does indeed come with a pretty great list of pros:

  • shopping, dining and entertainment are all nearby
  • infrastructure is mature and abundant
  • plenty of employment options close by
  • car-free living is a reality — walk everywhere or take public transport
  • secure buildings make it easy to lock-up and leave
  • nighttime city views can be pretty fantastic.

It’s obvious why most first-home buyers set their sights on the inner city suburbs when beginning their property search; however, inner city prices can come as quite a shock. Getting all of that lifestyle comes at a cost — literally. Other things to consider include:

  • you may have to downsize to apartment-living to find something within budget
  • space is limited — even if you find a home within budget, inner city blocks can be cosy.
  • privacy can be an issue with higher populations
  • noise and light pollution are real
  • body corporate rates
  • traffic can be a pain if you do need to drive.

Buying in the suburbs

If more space with more peace and quiet are what you seek, perhaps the suburbs will be a great fit. Free-standing homes with big yards and room to grow are the standard out in the ‘burbs, but that’s not the only drawcard: 

  • More space, inside and out
  • Cheaper prices with more potential for capital gain
  • Even if your neighbours are nosey, they will be further away
  • Brand new turnkey homes are move-in ready
  • Peaceful lifestyle with quieter streets
  • When was the last time you saw the actual stars? They’re pretty amazing. 

If you’re a young family, or you’re thinking about a family, the suburbs definitely have a lot to offer. But what if kids aren’t on the cards for a few more years? Is it really worth it? Living further from the city comes with commutes and a few other considerations: 

  • newer suburbs may be lacking some amenities (shopping, dining, etc)
  • longer commutes with associated costs
  • cars are a must
  • home maintenance is a reality
  • infrastructure may be very new or not yet in place
  • slower pace of life.

Which is better?

When it comes to deciding if life is better in the inner city or the suburbs, the truth is … neither. They are as great as each other, and it really depends on your own personal circumstances. 

If you’re looking for more value for money and space to grow, the suburbs are the right call. If easy access to everything is high on your priority list, the inner city is the way to go. It really just depends on where you’re at in your life and what your property goals are. 

No matter which you choose, it’s important to consider all of your options. Think about your budget and look at plenty of properties to get a true idea of what’s available. When you find the right fit, you’ll know.

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